Commercial debt collection

The debt recovery service dedicated to businesses

The commercial debt recovery service of Studio Benigni is designed for Italian companies that want to recover outstanding amounts quickly, transparently and in compliance with the law.
The activity is developed in two main phases:

the out-of-court phase, aimed at obtaining payment through direct contacts and targeted negotiations;
the judicial phase, activated only in case of non-payment and aimed at forced debt recovery.

Thanks to the experience gained and a proven operational method, Studio Benigni accompanies the client through every phase of the process, with the objective of reducing collection times and minimizing business losses.

What Studio Benigni can do for you

Studio Benigni analyzes through a system dedicated to individual commercial debt recovery management cases to obtain results in technically adequate timeframes, ensuring efficiency and transparency.

Offers:
• Free online verification of recovery procedures;
• Feasibility analysis with feedback on actual recovery possibilities;
• Case initiation within 3 business days from client acceptance.

To reach a payment agreement in the shortest possible time, the following activities are carried out:
• Research of commercial and financial information on the debtor to identify critical issues and act in a targeted manner;
• Registered letter of formal notice, which allows to:
– interrupt the statute of limitations on the debt
– charge default interest to the debtor
• Debt and collection recovery with telephone reminders and on-site visits to the debtor’s office or residence;
• Closing report, with possible declaration of irrecoverability of the position.

FAQ

We have compiled the most frequently asked questions about our commercial debt collection service to help you understand each stage of the process and clarify any doubts you may have about timing, costs, and operating procedures.

what does commercial debt recovery consist of?

Commercial debt collection consists of implementing the necessary measures to ensure that the debtor pays the creditor and is divided into extrajudicial and judicial collection.

what does out-of-court debt recovery consist of?

Out-of-court debt collection consists of formal attempts to obtain payment of overdue and unpaid invoices.

what are the activities carried out in this debt recovery step?

The activities carried out are: sending reminders via certified email (PEC) or regular email if there is no certified email address (in the case of private debtors); attempting to contact debtors by telephone; collection visits; sending legal warnings prior to any legal action.

Which approach is best for success?

A moderate approach in both verbal and written communication is necessary. Empathy can make the debtor feel understood and more inclined to settle the dispute out of court.

What if the debtor does not cooperate?

Evaluate the various possibilities for legal recovery.

What is the percentage of out-of-court recoveries?

There is no fixed recovery rate. Out-of-court recovery depends on numerous factors such as the type of credit, the debtor’s solvency, and the strategies used.

Experience, professionalism and results: the strengths of Studio Benigni

Studio Benigni offers its clients a team with years of experience in debt collection and business consulting. To request information or a dedicated consultation, please contact the firm: the team will evaluate the most suitable strategy to achieve the client’s objectives.