Verification of customer solvability

Preventing the risk of insolvency with reliable analyses and certified data

Studio Benigni’s customer creditworthiness verification service is designed to support companies in preventing insolvency risk and assessing the economic and financial reliability of new or existing business partners.
The analysis is performed before acquiring a new customer or fulfilling an order, in order to monitor the solidity and financial health of counterparties.

What Studio Benigni can do for you

Thanks to the processing of data from qualified sources—such as Chambers of Commerce, the Register of Protests, and information collected directly—the firm provides detailed and customized reports that are useful for assessing the solvency of companies and individuals in advance.
 Types of reports available • Company Solvency Report (legal entities): includes solvency rating, maximum recommended credit limit, protests and prejudicial information from the registry, financial statements, any insolvency proceedings, and information on directors, shareholders, and related companies.
• Personal Solvency Report (individuals): provides data on protests, prejudicial information, and information on related, invested, or managed companies.

FAQ

Abbiamo raccolto le domande più frequenti sul nostro servizio di recupero crediti commerciali per aiutarti a comprendere ogni fase del processo e chiarire eventuali dubbi su tempistiche, costi e procedure operative.

What should you do to check a company's solvency (in general)?

To verify a company’s solvency, financial data is primarily analyzed.

What financial data is analyzed?

Financial statements (the last three filed), debt ratios, and cash flows.

Are there any other indicative elements?

Yes, the additional verifiable elements are both quantitative and trend-related.

What are the quantitative and performance-related elements?

La struttura organizzativa, mercato di riferimento, pagamenti storici e procedure in corso.

In general, through which documents are the data acquired?

Company reports, checking chamber of commerce records, or rather, in this type of activity, what are referred to as “historical” records.

Quantitative, qualitative, and trend analysis: how important are they?

Quantitative analysis through examination of the financial statements allows us to understand the company’s financial and equity situation. Qualitative analysis takes into account aspects of the company name, organizational structure, and the market in which it operates. Performance analysis collects information on the company’s historical performance, including protests, unpaid bills, and reports to the central credit risk agency

Experience, professionalism and results: the strengths of Studio Benigni

Studio Benigni offers its clients a team with years of experience in debt collection and business consulting. To request information or a dedicated consultation, please contact the firm: the team will evaluate the most suitable strategy to achieve the client’s objectives.